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Small business lending
Thats fast, easy & fair

Get Started
A+ Service
From customers who fund with us
$1+ Billion
Delivered to Businesses Globally
Application Approval Rate
Credit Line Limits
Flexible Payments
Payments Tailored to your Needs
3 Hour
Average Approval Time
Not every business is the same.
We offer different loans to fit your needs.

Prime Equity Funding
Line of Credit

Used to manage cash flow,
such as buying inventory
or making payroll

Get a revolving line of credit,
so you can access cash
when you need it

Learn More

Loan amounts of $6K–$250K
upto 36-month repayment terms, resets after
each withdrawal

Prime Equity Funding
Term Loan

Used for investments in your business,
such as expansion projects or large

Get a one-time lump sum of cash upfront,
You can apply for more with an option of interest
forgiveness when you’re just 30% paid down

Learn More

Loan amounts of $5K–$1M
Repayment terms up to 36 months

The perfect blend of speed and service
& It’s easy to get started.

Man smiling while holding phone filling out application

Our simple 3 step application is all you need to apply. You can apply online or over the phone.

A dedicated loan advisor will be assigned to your company & will contact you to review your options.

Complete the online agreement form and receive your funds as soon as the same day.*

Not every match is made in heaven. Minimum eligibility requirements for a Prime Equity Funding Term Loan or Line of Credit

Let's see
if were a
Minimum Requirements
Time In Business 1 year
Personal FICO Score 600
Business Annual Gross Revenue $100K
Business Checking Account Yes

Prime Equity is fanatical about service. – with Prime Equity Funding you get real people to talk to.

Your dedicated, U.S. based loan advisor is available to help you every step of the way.

Monday - Friday
9:30 AM - 5:00 PM EST
business loan customer service woman with no background

Take a look at what business owners like you have to say

Professional warehouse manager small business loan testimonial
Carlos Alvares
warehousing & logistics

I was about 8 years into a 10 year lease on a 50,000 sqft. warehouse when my business started really picking up. With Prime Equity Funding's help we were able to pay off our old lease and get into something bigger and better. The demand for warehousing space was strong and the additional space helped me capture new clients that took my business to the next level.

Construction professional business loan 5 star testimonial
Theodore Melvin

I had just been awarded a contract that turned out to be larger than expected. I was excited about the opportunity but couldn't afford to pay for materials with only a 10% deposit. I was days away from dropping out when I found Prime Equity Funding. They walked me through the entire funding process and I had the funds I needed in my account just a few hours after signing.

Bar owner testimonial on business loan satisfaction
Terry Freeman

I had an investor approach me after dining in my restaurant and asked to partner in opening 10 new locations. It was the opportunity of a lifetime! I had no way of getting that kind of funding without diluting my equity. Prime Equity Funding helped me get the funds I needed to grow my business and follow my dreams. We now have 40 locations and still growing!

Medical professional reviews short term business loan
Dr. Albert Couper
Plastic Surgeon

I have been in the medical field for years and clients would often tell me that my equipment felt outdated. Prime Equity Funding was able to get me the funds I needed to secure new State Of the Art equipment to help us better diagnose and treat our patients. They were professional courteous and made the entire process seamless.

Great term loan satisfied customer Trucking professional
Salvador Pantana

I would keep turning down jobs for my most popular route simply because I didn't have enough equipment to keep up with the demand. I knew if I had a few more chassis I could easily fill them. Prime Equity Funding was there for me every step of the way. We purchased new chassis and did 5x the revenue on that particular route.

Ecommerce business loan customer testimonial
Martin Bryant

I own a successful E-commerce business and sell on marketplaces like and I finally started picking up traction and was on pace to have an amazing holiday season which would have left me with little to no inventory for 1st quarter. I could not afford to buy and hold stock for holiday season and 1st quarter. Prime Equity Funding looked at my business and helped me stock up so I could keep my sales strong. Needless to say I had my best year ever.

Apply Online
Get Started
Give us a call:
Monday - Friday
9:30 AM - 5:00 PM EST
* Eligibility window is Monday-Friday before 10:30am EST. If checkout is done before 10:30am EST, funds will be available by 5pm local time the same day. If checkout is done after 10:30am EST, or on a weekend or bank holiday, it will not qualify for Same Day Funding and funds will be deposited within 2-3 business days. Eligibility rules around creditworthiness and length of term loan apply.

Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with Prime Equity Funding. Speak to one of our loan specialists to determine your elegibility and rates.
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Depending on the state where your business is located and other attributes of your business and the loan, your business loan may be issued by a member of the Prime Equity Funding family of companies. Your loan agreement will identify the lender prior to your signing. Loans subject to lender approval. Prime Equity Funding® is a Registered Trademark. All rights reserved.