SBA Loans and financing for your business | Prime Equity Funding

Small Business Administration (SBA) Loans & Financing

Fueling Growth for American Small Businesses

Whether you’re buying equipment, a business or a building
we can help

Our streamlined loan process is designed to get you fast access to the capital you need with minimal disruption to your operations. Our experienced team of financing professionals will guide you every step of the way—whether you're investing in leasehold improvements, expanding your current facility, or planning a ground-up construction project.

We understand that every business has unique needs. That’s why we offer customized financing solutions tailored to your growth objectives, timelines, and budget. With flexible terms and a focus on long-term success, we’ll help you secure the funding required to scale operations, increase efficiency, and strengthen your market position.

Ready to take your business to the next level? Let us help you turn your vision into reality with reliable, strategic funding support.

About SBA loans

SBA loans provide flexible and affordable financing solutions designed to support small business growth across a wide range of industries. Backed by the U.S. Small Business Administration, these loan programs offer extended repayment terms, competitive interest rates, low down payment requirements, and reduced collateral obligations—making them especially attractive for entrepreneurs and growing businesses that may not qualify for conventional loans.

Whether you're looking to purchase equipment, finance real estate, expand operations, or manage working capital, SBA loans can be tailored to fit your specific needs. As an approved SBA loan facilitator, our team has the experience and insight to guide you through the process efficiently. We'll help you identify the right SBA program, navigate the application requirements, and secure the funding your business needs to succeed.

Put the power of SBA financing to work for your business—with the right guidance and a trusted lending partner by your side.

Qualifications

You own and operate a for-profit business located and operated in the United States.
Must be a small business as defined by the SBA (based on industry revenue or employee count)
View the SBA Size Standards Tool
No recent bankruptcies, defaults or delinquent federal debt. Must have good personal and business credit history. No Credit or Bad Credit? Consider one of our Business Loans .
Your business is legally organized as a sole proprietorship, corporation, partnership or LLC.

Benefits to Your Business

Competitive Interest Rates: Especially with SBA loans, rates are often lower than credit cards or private lenders
Tax-Deductible Interest: Business loan interest is typically tax-deductible, reducing your taxable income
Access to Capital: Provides needed cash for expansion, inventory, equipment, or working capital. Helps maintain positive cash flow during slow periods.
Business credit building: Help build your business’s credit by making on-time payments, which we report to bureaus.
Business Growth: Enables opening new locations, launching products, or hiring staff Funds marketing and customer acquisition initiatives.
Predictable, fixed payments: Pay the same amount from the beginning to the end of your repayment term, so you can manage your cash flow with no surprises or large costs up front.
Transparent pricing: We are insistant on giving our clients a comprehensive breakdown of loan cost, including all the key terms you need to evaluate potential SBA offers.

Fuel Your Business Growth
with an SBA Loan

We understand that securing financing is a major decision for any business owner. If you're considering an SBA loan, ask yourself: “How will this funding help my business grow sustainably?”

SBA loans are designed to support long-term success with flexible terms, low interest rates, and government-backed security. Whether you're expanding operations, investing in equipment, or purchasing commercial real estate, SBA financing can be the key to unlocking your next phase of growth.

4 ways to use a short term loan

Expand to a New Location Open a second storefront or move into a larger facility to meet growing demand.
Renovate or Improve Property Modernize your workspace or make leasehold improvements to enhance customer experience.
Boost Working Capital Maintain healthy cash flow during seasonal slowdowns or while scaling operations.
Boost Working Capital Maintain healthy cash flow during seasonal slowdowns or while scaling operations.

We are here to help with your SBA application
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Depending on the state where your business is located and other attributes of your business and the loan, your business loan may be issued by a member of the Prime Equity Funding family of companies. Your loan agreement will identify the lender prior to your signing. Loans subject to lender approval. Prime Equity Funding® is a Registered Trademark. All rights reserved.